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How to save money in a crisis or save money properly
We don't start saving for no reason. Some kind of event or desire should serve this purpose. Whether you want to buy a car or just go on vacation, you always save money. Especially in these times of crisis.
Of course, you can take a loan from a bank and solve the problem instantly, but is it worth it? After all, then you will owe someone a lot of worries, so let's put this method aside until the time when we really have no other way out. For example, if there is an urgent need to purchase new furniture, then you can pay attention to inexpensive walls, and postpone the purchase of Italian furniture of your dreams for the future.
So, how do you save money on food? I think everyone agrees that a significant part of our salary goes to food. But not everyone knows that supermarkets offer 10% discounts in the morning and evening. It's not a bad idea if you have a discount card, which is not uncommon now, in this case you need to make purchases once a week, with such a volume of goods, the discount is always lower, because discount cards allow us to save from 3 to 10%. Also, if you have a storage place for products, in particular vegetables, you should stock up on them during the period when they are an order of magnitude lower, for example, in autumn, and not in winter to buy the same product at exorbitant prices.
When going on vacation, refuse to pay for utilities by contacting the housing department, for example. This will significantly replenish your budget, and many people do not use it.
It is also worth taking care of saving electricity. To do this, buy energy-saving appliances such as lamps, refrigerators, etc. All these devices are usually marked with class "A". The store will always help you choose such a product. Do not create lighting in the house in the evening, turn off unnecessary light sources, do not forget to turn off appliances that consume electricity when you are not using them, for example, it can be a TV or a music system, a computer, or just the same lamp. Of course, it is better to repair equipment that is out of order, but it can still serve.
We save on transportation. If you go to work half an hour earlier in the morning, you will save money on the bus to the metro, but just walk to it, it will be doubly useful to you: 1-for your wallet, 2-for your health. Also, buy a travel card, it will cost you less than the daily transportation costs. If your child also gets to school by transport, get one for him. You can also get to work by bike if possible, again the same two advantages, but this does not always have a positive effect on health. You can also transfer from your personal transport, if available, to a public one. You will save on car repairs and gasoline for it.
Keep an eye on seasonal sales in stores of various goods more often, so you can save a tidy sum without chasing fashion. If possible, it is worth visiting stores that are directly dealers from the company itself. In addition, many things can be bought in online stores.
Now let's talk about entertainment. It is worth limiting the time spent in clubs and restaurants. Also strive for a healthy lifestyle, firstly it is a popular aspiration nowadays, and secondly you will save a lot of money without buying cigarettes and expensive alcoholic beverages.
Try to live as economically as possible while accumulating money, and you will notice how over time it will become easier for you financially, because you will simply accustom yourself to a frugal but quite normal life.
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